Wednesday 14 October 2015

Social Structure In India: Multiculturalism

 Multiculturalism 

Multiculturalism is a body of thought in political philosophy about the proper way to respond to cultural and religious diversity. Mere toleration of group differences is said to fall short of treating members of minority groups as equal citizens; recognition and positive accommodation of group differences are required through group-differentiated rights.

India has initiated its own multicultural policies. Traditionally, these state oriented multicultural policies maintain reservation treatment for the socially unprivileged or backward communities. The root of this kind of treatment could be found in the history of India, especially in the era of Mughal Empire, when minorities had gotten special attention from government development programme. After Independence, India has constitutionally recognized the rights and authorities of country’s diversity. In a brief, multiculturalism preserves the multiplicity of cultural values of an existing diverse culture.

The objective of multiculturalism is promoting interaction across social boundaries of class, ethnicity, religion and national origin In this way, multiculturalism creates social and political bonding among different groups, ‘finding a way to preserve discrete ethnic identities, while at the same time, finding in citizenship a countervailing identity that unites the disparate groups within a polity’

 India has two major religious groups and hundreds of different linguistic and sub-cultural sects in its society. Hinduism and Islam play very influential role in Indian culture. Besides, there is a very distinct cultural difference between the Northern India and Southern India. In terms of language, each state represents a different identity than the others. Each state has its own official language, and English often use as a lingua franca ( bridge language) among the states’ correspondences. Most of the states have some dominant ethno-linguistic (language and culture) and ethno-religious (common religious background) groups and this has been achieved through major reorganization of territories in the 1950s and 1960s

 Indian multicultural policies have its deep roots in its Constitutions According to Indian constitution, Article 15, 16 17 19, 21, 29, 30, 39, 46,243D, 243T, 332, 334 and 335 contain fundamental rights for the multicultural communities of India.Constitution has been providing political and institutional recognition and
accommodation of India’s diversity.

 The first Prime minister of India, Jawaharlal Nehru recognized the fact that India is a diverse country and the main spirit of future India would be the ‘ unity of diversity’He denied the tendency for creating a homogeneous state. Although, he did not oppose assimilation process but his idea of assimilation was not a forced or externally imposed one.
Many governments in the world combating social, economical and racial inequalities between different caste, class and groups by implying redistributive government policies. That means to provide facilities to the backward minorities. However, studies show that this policy could bring negative effect to the society and could promote ethnic conflict. So, this ‘dilemma of recognition’ affects more in creating government multicultural policies. After 1940 and early 1950, then Indian government faced very difficult situation
in combating with this dilemma. Recognition of different caste and providing special privileges to them created several expectations and that promote a new dimensional of group inequality and social fragmentation.


According to Frank De Zwart, there are three prominent multicultural policies options that most of the multicultural states follow to combat with this dilemma. These are: accommodation, denial, and replacement (Zwart, 2005: 137).Most of the states pursue accommodation policy as the main tool for maintain
social harmony. This action includes group recognition, special reservation for minority groups etc. The second policy action denies any kind of group rights and promotes the rights of the individual, which is the main philosophy behind liberalism. This action believes that, despite group inequalities, redistribution policies do not benefit any particular group rather it promotes social fragmentation and hamper cultural instigation.
Traditionally, state like France follows this type of policy. The third option, replacement, is a compromise between denial and accommodation, which means government, does not recognize social division and fragmentation, but it also provide redistribution benefits to the most unprivileged group, but in a different way and different name.


According to Indian constitution, the state recognized the identity of many scheduled caste and takes the responsibility of accommodating these caste in a very unequal society. Article 46 of the constitution says about the promotion of educational and economic interests of Scheduled Caste and other articles such as 243 D, 243 T, 330, 332, 334, and 335 ensure the reservation policy of the government in different spheres to the scheduled castes and backward groups. It is estimated that today, over 40 % of India’s population
falls in this affirmative action.The central government reserves some percent of government jobs and seats in higher education. Some states maintain even higher quotas.

Thus promotion of economic opportunities and education system can lead different races to a common goal, and thus racial and cultural differences minimises.
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Tuesday 6 October 2015

Study Notes : Quant (Bankersadda)

Previous Years Papers 2006-2014

Previous Years Papers

2012
No new recruitment cycle announced in 2012.
2011
Note : Phase II examinations of 2011 recruitment cycle were conducted in 2012 that’s why phase II question papers have 2012 written over it.
2010
Note : Phase I and  Phase II examinations of 2010 recruitment cycle were conducted in 2011 that’s why  question papers have 2011 written over it.
2009
Note : Phase II examinations of 2009 recruitment cycle were conducted in 2010 that’s why phase II question papers have 2010 written over it.
2008
Note : Phase II examinations of 2008 recruitment cycle were conducted in 2009 that’s why phase II question papers have 2009 written over it.
2007
Note : Phase II examinations of 2007 recruitment cycle were conducted in 2008 that’s why phase II question papers have 2008 written over it.
2006
Note : Phase II examinations of 2006 recruitment cycle were conducted in 2007 that’s why phase II question papers have 2007 written over it.

RBI Grade B Officer Exam - GA Questions Asked on 3-08-2014 both shifts


RBI Grade B Officer Exam - GA Questions Asked on 3-08-2014 (Afternoon Session)

1. World Bank President
2. Narendra Modi first visit to which country?
3. Current Finance Minister in cabinet
4. FIFA world cup final match was held in?
5. Present RBI Governor succeeded by?
6. Newly formed district in Maharastra
7. Monuments not there in delhi(5 monuments are given humayun tomb,jantar mantar,bibi ka .......)
8. Gautam Budda birth place
9. ENT surgeon in cabinet ministers
10. Which cabinet minister defeated in Lok Sabha Elections?
11. Asia first Nobel Prize Winner
12. Dada Saheb Phalke award winner 2013
13. Vinobha Bhave, Jaya Prakash Narayana, Verghese Kurien are which award recipients?
14. What is the job of IMF?
15. SBI has how many associates present
16. Recently Mumbai has heavy rainfall - what is that cyclone name
17. Green back currency is which country currency
18. World's first new paper was printed in which country
19. Some countries currencies are given identify wrong one...(Myanmar,Syria,Iran,Iraq,)
20. 5 countries their capitals given identify wrong one(Zimbabwe,Kenya,Indonesia......)
21. Banking Ombudsman for how much money reward will be given
22. Bharatiya Mahila Bank loan to women's up to how much
23. World Father Day
24. Which of the following is a negotiable instrument?
25. Which of the following works banks not do? a)money management b) acts head of all banks c)forex reserves
26. Author of the book "Low Land"
27. Who is known as "Pancham Daa"?
28. Which of the following is market regulator?
29. FDI meaning complete depth ?
30. What is introduced by RBI to control inflation? a) SLR b) CRR c) REPO d) Bank Rate e) None
31. On what basis inflation will decide? options like cost price of items ,income tax etc.
32. Which of the following is indirect tax? a)surcharge on income tax b)income tax c)excise duty d)corporate tax
33. Which of the following function not done by commodity exchange?
34. Options given for RTGS - choose wrong one?(see inter banks transfer available or not....,mobile is there or not like that)
35. NEFT also 5 options based question
36. SKEWED (synonym)
37. Relationship between customer and banker in credit card?
38. UK based knight hood award recipient ?
39. Housing loan according to new budget
40. Uttarakhand disaster recovery which bank helped?
41. Which of the following is scheduled commercial bank?
42. Which of the following is not come under RBI? a)NBFC b) Mutual Fund like that options
43. Which is intangible asset(some typical options like banks bonds,banks loans etc.)
44. One question who among the following is not an economist?
45. one basis point is equal to given in options point values llike 0.
46. Which world site may loose its UNESCO world heritage site status?

RBI Grade B Officer Exam - General Awareness Questions Asked on 3-08-2014 (Morning Session)

1. Which country does not have 'rupee' as its currency?
2. Highest minister in Narendra Modi's cabinet are from which state?
3. Which minister is oldest in age?
4. Shanti Swaroop Bhatnagar prize 2013 is given to?
5. Fifa 2014 held at?
6. Recently Barak Obama is compared with which previous pm and found less popular?
7. Rbi give banking license recently to?
8. CM of Telangana?
9. No. Of women in Lok Sabha?
10. Which organization is not an part of world bank?
11. Which is a work of WTO?
12. President of IMF?
13. What is the web address to contact PM of India?
14. Attorney general of India?
15. Who is Ajit Kumar Doval?
16. Which is not a work of SEBI?
17. SLR consists of?
18. What RBI do to reduce liquidity from market?
19. Which is not related to Foreign Exchange (give Fema,Fera etc)?
20. Foreign reserve on 31.3.2014?
21. Which of following is not a work of RBI?
22. As rupee value is depreciating what will be its effect?
23. Which is used for real time transactions one after another in a row?
24. As government leaves some agriculture loans where these are mentioned in bank balance sheet?
25. What is G Padmanabhan committee?
26. CEO of apple?
27. Actor in Mr. Bean serial?
28. Who played the role of detective in Bobby Jasoos?
29. New finance Secretary?
30. How much budget for bullet train project?
31. CEO of Infosys?
32. Germany Chancellor?
33. Which company of Anil Ambani signed an agreement with SBI?
34. Which airlines of India have contract in Air Asia?
35. One question Alfanso mangoes?
36. Largest power plant of India?
37. FDI limit in pvt sector banks?
38. Which city is not in which plastic currency will be issued as a test?
39. What is overdraft facility provided by RBI to govt?
40. When RBI issues new currency?(which system like minimum reserve like that)?
41. One question on CTS 2010?
42. How much invest levied on investment of more then 25 crore of SME's?
43. PM dedicated first to navy(Vikramaditya)?
44. Most expensive city to live?
45. World woman day is celebrated on?
46. One ques on export & import rules?
47. Which have the data of all loan takers(CIBIL rating)?
48. Banks show their data sheet in newspapers which of following is not included?(like name of defaulters ,CSR activities, CAD etc)
49. Which of following can be a mortgage?
50. Which of following can not be put as security against loan?
51. Intangible assets?

RBI Grade B Officers 2014 Exam Analysis (Phase I)

RBI Grade B Officers 2014 Exam Analysis (Phase I)

RBI Grade B Officers Exam -2014 on 2rd August, 2014. The 130 minutes test is being conducted in two time slots  morning and evening. It was span over a period of two weeks, ending on 10th August, 2014. 1 mark will be awarded for every correct answer while 1/4th marks will be deducted for every incorrect answer.

The detailed break down of the paper is as follows:
Section Total Questions Level of difficulty Good Attempts Good Score Approximate time taken (in Minutes)
General Awareness 80 Easy – Moderate 46-48 42-44 30
English Language 30 Moderate 22-24 20-22 20
Quantitative Aptitude 30 Moderate 22-24 20-22 25
Reasoning 60 Easy – Moderate 48-52 46-49 55
Total 200   138-148 128-137 130

Expected Cutoffs
Subject General OBC SC ST
General Awareness (Out of 80) 38-40 32-35 30-32 30-32
English language (Out of 30) 15-17 12-15 11-14 11-14
Quantitative Aptitude (Out of 30) 14-16 12-15 11-14 11-14
Reasoning (Out of 60) 29-32 24-27 22-24 22-24
Overall Phase I (Out of 200) 124-127 113-116 106-109 96-99

General Awareness
This section was dominated by questions on Economics.  There were about 25-30 questions from basic Banking Awareness that the candidates would not have found difficult to attempt. There were around 10-15 questions from Current Affairs.
Topic Number of Questions
Banking Awareness 25-30
Current Affairs 10-15
Business Economics (Static + Current) 35-45

English Language
This section was largely on expected lines, except for the five questions on Sentence Formation which featured in this year’s exam. A sentence followed by 3 statements was given. The statements had to be combined in such a way that they represent the meaning of the sentence. The RC had 10 questions, out of which 4-5 questions were vocab based.  There was also a 10 blank Cloze Test and a 7 sentence Para Jumble set comprising 5 questions.
Topic Number of Questions
RC 10
Para Jumble 5
Cloze Test 10
Sentence Formation 5

Quantitative Aptitude
Questions were asked from varied topics. There were 5 questions each on Series, Comparison of Quadratic Equations and Data Sufficiency. A total of 10 questions were based on Data Interpretation, which was divided into two sets – one table based and the other pie chart based. One question each was asked from Ratio, Percentage, Time, Speed and Distance, Mensuration and Algebra.
Topic Number of Questions
Series 5
Data Interpretation 10
Comparison of Quadratic Equation 5
Data Sufficiency 5
Ratio, Percentage, Mensuration, Algebra and Time, Speed and Distance 5

Reasoning
Around five questions were asked from each topic viz. Syllogisms, Coding-Decoding, Blood Relations (symbol based), Circular Arrangement, Cause – Effect, Input output, Comparison, Data Sufficiency, Critical Reasoning and Symbol Based Comparison. Ten questions divided into two sets were from Linear Arrangement.
Topic Number of Questions
Cause – Effect 5
Syllogism 5
Critical Reasoning 5
Coding – Decoding 5
Input – Output 5
Blood Relation 5
Linear Arrangement 10
Circular Arrangement 5
Data Sufficiency 5
Symbol Based Comparison 5
Comparison 5

Disclaimer: All information on cut-offs, analysis, answer key and scores are based on independent analysis and evaluation made by Career Launcher. We do not take responsibility for any decision that might be taken, based on this information.

Saturday 20 December 2014

[STUDY MATERIAL] FOR DESCRIPTIVE EXAM

[BOOKS] MARKETING EBOOKS

 [BOOKS] MARKETING EBOOKS

1.   MARKETING E-BOOK by www.exampundit.in

2.   Mahendras Banking INSTITUTE- Marketing Ebook Part-1
                                                       Marketing Ebook Part-2

3.   BankersAdda-  Marketing CAPSULE-1
                           Marketing CAPSULE-2